Do I qualify for an account?

No credit checks and a decision within minutes

It's easy to qualify for a thinkmoney Personal Account - and because we don't need to perform any credit checks, we can usually complete an account application within minutes!

Providing you're a UK resident aged 18 or over, the thinkmoney Personal Account should be open to you. In fact, we can approve your application as soon as you've proved your identity and address.

Proving your identity

Your security is extremely important to us, and before we can open an account in your name, we'll need to verify your identity and address.

We can normally verify your details on the phone, but may need to see some actual documents. We'll explain anything else you need to know when you apply.

Acceptable forms of identification

Before you apply to open an account with thinkmoney, we will need to ask you for documents proving your identity and your address. This is a legal requirement. In most cases we'll be able to verify your identity over the phone - but if we can't, your Adviser will tell you what kind of documents we need.

To see a full list of accepted documents, click here.

If you're aged 18 or over and a UK resident then you can apply for an account today!

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94%
35 Minute(s) agoService rating : Best bank i ever been with very friendly advisors Product : Best account ive ever had everything is done for you can get your bal by text
39 Minute(s) agoService rating : Fantastic. Always helpful and understanding. Shame about the price going up... Can't afford it now but the service is amazing. Product : Perfect. Easy to understand. Account
3 Hour(s) agoThe length of time to answer the phone and the lack of service on a Sunday is
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The Fairbanking Mark

Our account has been granted a 4 star accreditation from the Fairbanking foundation.

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As part of the Think Money Group, our commitment to being a first-rate provider of financial services and advice has been recognised many times.

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thinkmoney Prepaid Debit MasterCard®

Our card gives you instant access to your cash.

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