What do you get?
The thinkmoney Personal Account - a personal alternative
The thinkmoney Personal Account offers all the benefits of having your monthly finances managed by real people - who will work with you to help you make your regular bill payments and commitments on time.
But that's not all. You also get:
An easy way to manage your finances
- Expert budgeting help:
Expert Money Managers helping you budget for your bills
- Easy access to your money:
A thinkmoney Debit MasterCard
- Complete control of your finances:
Control your account the way you want to - online, by SMS and over the phone
Save money - even when you're spending it!
With a thinkmoney Personal Account, you get all of this... and so much more.
Your finances are managed for you, by us, which means you don't have to worry about remembering to pay regular bills on time or whether you're spending money you haven't got.
What's more, our revolutionary two-account system gives you the peace of mind that comes from knowing that as long as your finances stay stable, you'll never miss a bill payment that you've told us about again.
Expert budgeting help
Our Money Managers will look after your monthly outgoings, helping you to make sure your account runs like clockwork. They'll help you arrange Direct Debits and standing orders, make payment transfers and give you guidance when you need to talk about any financial issues.
So we won't charge you for late payments. And when you know exactly what you have available to spend, it's much easier to live within your means - which means no unexpected charges.
Easy access to your money
Enjoy easy and instant access to your money - worldwide. You can use your thinkmoney Debit MasterCard to withdraw cash, buy online and go shopping, wherever you see the MasterCard Acceptance Mark.
And with the safety of MasterCard® SecureCode™, you can shop online knowing you are benefiting from the added protection it provides.
Complete control of your finances
With over 17 years' experience helping people with their finances, we understand the importance of convenience and having things exactly the way you want them - which is why you can manage your account online, via SMS and by our automated phone service.
Rewards while you're spending
At thinkmoney, we like to save you money - even when you're spending it!
We can get you cashback from many of your favourite retailers when you shop online using our online account management service.
It's a special deal we've arranged with all kinds of leading high street and online retailers - and it's simple to benefit.
As a thinkmoney Personal Account customer, all you'd need to do is:
- Log in to our online account management service
- Click the 'rewards' link
- Shop at your favourite stores through our rewards site
- Earn cashback - deposited into your Card Account
It's one more reason to have a thinkmoney Personal Account.
Apply for a thinkmoney Personal Account today
Whatever your situation, you can apply for a thinkmoney Personal Account today - the alternative to a high street bank account that focuses on getting the bills paid and helping you live within your means.
Whether you've got a poor credit history or you'd simply like some help budgeting, you can apply for a thinkmoney Personal Account today.