Looking for a joint bank account?
Discover the benefits of our alternative: the thinkmoney joint Personal Account
- Anyone can apply
- No credit check required
- Day-to-day budgeting help from Money Managers dedicated to getting your bills paid on time, every time
Apply for a joint account
Want an account in both your name and your partner's name? No problem.
Signing up for a joint Personal Account with thinkmoney is just as easy as signing up for a single account. All you have to do to begin your application is fill in our online application form, or call us on 0800 074 7772.
Benefits of a joint account
If you're married or in a long-term relationship, it may make sense to combine your finances and enjoy all the benefits of a thinkmoney Personal Account together.
A joint account makes things simple. It can be easier to budget for all your shared costs - mortgage/rent, bills, food, etc. Once your essential costs have been covered, you'll both know exactly how much you have left to spend on other things.
Getting a joint account could also save you money: while a single thinkmoney Personal Account costs £14.50 a month, a Joint Personal Account costs just £6.75 more at £21.25 a month.
What you'll get with your account
Help with budgeting
At the start of the month, we'll put your money into two separate accounts - one for bills and other essentials, and one for spending. This means you'll know exactly how much you can safely spend on other things after your essential expenses have been covered.
No more unexpected charges
Our message is clear: we don't charge you for missed or rejected payments, like banks can. With thinkmoney, you'll pay a flat monthly fee and that's it.
Personal service from a Money Manager
Let a real person help you with your finances. If you ever have any questions or queries about your thinkmoney account, or anything else to do with your finances, a Money Manager will be happy to help.
Your own thinkmoney Debit MasterCard
You'll both receive your own thinkmoney Debit MasterCard, which can be used in most shops, restaurants and ATMs where you see the MasterCard Acceptance Mark.
Manage your account by phone, text or online
We've made it easy to manage your account no matter where you are. If you're in a hurry or on the move, you can simply send us a text to check your balance, make changes to Direct Debits and more. Or you can log in online to take advantage of our easy-to-use online account management service.
Using SMS and online account management services will incur no additional charge. Your service provider's normal rates still apply. Subject to fair use policy. Calls to 0844 and 0845 numbers from BT landlines cost up to 5p per minute.
Our account has been granted a 4 star accreditation from the Fairbanking foundation.Read more
Applying for an account is easy! Call us today or use our online form.Apply now
As part of the Think Money Group, our commitment to being a first-rate provider of financial services and advice has been recognised many times.Read more