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What happens to our joint account if one of us dies?

At a time like that, the last thing you need is to be worrying about bank accounts. But it’s important to know what will happen and who needs to do what.

"I can only ever spend money that is spare - bills are always paid and I don't have to worry about anything."

A practical note:

When somebody dies, an 'administrator' or 'executor' will deal with that person's estate - which includes their money.

When it comes to funds in a joint account, it's normally quite straightforward: they belong to the surviving partner.

This money isn't counted as part of the deceased person's 'estate', so the administrator or executor doesn’t need to do anything.

Once we have seen the death certificate, we will transfer the account into the surviving account holder's name.

If you would like more information,
please call 08000 566 566.

A call to our team of Money Managers will start everything rolling.

They’ll quickly explain what to do – and we’ll take care of the rest.

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