Is there a joint thinkmoney account?

Yes, we offer a joint account, which comes with all the same great features of the individual account. Plus, you’ll get a prepaid Debit Mastercard® each.

Are we eligible for a joint account?

To apply for a joint account you need to live at the same address – whether you’re married, a couple, family members or even just friends.

You'll both need to meet our eligibility criteria too - you need to be UK residents, over 18 and able to provide proof of your identity and address.

How much does it cost?

Joint accounts cost £15 a month. It's a managed account, so your monthly fee will cover the day-to-day running and management of your account, and the provision of our services to you.

What does it include?

  • Our budgeting service – we put money aside to cover your bills so that they're always paid on time
  • A thinkmoney Prepaid Debit Mastercard
  • Manage your money online, through the app or by text
  • No more unexpected bank charges
  • No more fees for bounced Direct Debits or standing orders
  • No fees for cash withdrawals in pounds in the UK

Find out more about joint accounts.

How do I add my partner to my account?

Call us on 0161 672 8910 to change your single account into a joint account. We’ll complete a few checks with the other person, so you’ll both need to be available when you call.

Once they’re all set up, their card should be with them in four to five working days.

Can I change my joint account to a single account?

Yes, call us on 0161 779 5000 and we’ll help you change your account to a single one.

We’ll need to complete some checks with you, and if these are successful, it’ll take up to three working days to change your account from a joint one to a single one.

I've got a joint account but have split with my partner, do I need to tell you?

If you have a joint account with your partner and you separate, call us on 0161 779 5000 to discuss the next steps.

If you’re changing your name, we’ll need to see your original Decree Absolute (this is the legal document that shows your marriage has ended) and your birth certificate.

Read our bereavement guide for information on what happens to your joint account if one account holder passes away.