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Insure your
for less. No hidden extras!

  • Just£6.49 -thinkmoney
    insurance
  • £6.99 Insurance2Go
  • £8.99 Gadget Cover
  • £8.75 Trusted Insurances
  • £8.49 i-Digital
  • £10.49 Protect Your
    Bubble
Prices from competitor websites are based on the iPhone 7 Plus 128GB model, and are inclusive of all optional extras. Prices correct as at Monday 26th September 2016. **Prices obtained from https://www.insurance2go.co.uk/, https://www.gadget-cover.com/, http://www.trustedinsurances.com/, http://i-digitalinsurance.co.uk and https://uk.protectyourbubble.com/
Standard Price with Multi-gadget Discount
iPhone / Smartphone £6.49 £4.49
Tablet £5.49 £3.49
Laptop £6.99 £4.99
Games Console £5.49 £3.49
Camcorder £5.49 £3.49
Camera £5.49 £3.49
eReader £5.49 £3.49
Handheld Games Console £5.49 £3.49
MP3 Player £5.49 £3.49
Sat Nav £5.49 £3.49
Smart Watch £5.49 £3.49

We think we've thought of everything for you...

thinkmoney and you’re covered

Accidental loss

Accidentally lost your phone or tablet? It does happen. If it does, we'll replace it.

Cracked screen

Dropped it and cracked the screen? We’ll pay the cost of the repair, or if it can’t be fixed, we’ll replace it.

Accidental damage

We know accidents happen. And we’ll pay the cost of the repairs for your gadget when it does.

Theft

If it's stolen, we'll provide you with a replacement. Simple!

Mechanical breakdown

Gadget stopped working? If it’s outside its warranty, we’ll pay for its repair. If it can’t be repaired, we’ll replace it.

Liquid damage

Dropped it down the loo? If it’s accidentally damaged by liquid, we’ll pay for its repair. If it can’t be fixed, we’ll replace it.

Exclusions Policy document

Simple, straightforward gadget cover

Buying online is easy, and in the event of a claim, you can do that online too.

Six reasons to choose us

1

Theft and loss at no extra cost

No add-ons, no-extra costs - comprehensive cover comes as standard, including accidental loss and theft.

2

Simple monthly payments

Hassle free monthly Direct Debit payments mean you’re always covered.

3

Do it all online

Apply online and use your online account to manage your policy, including registering a claim.

4

Multi-gadget discounts

To say thank you for protecting your gadgets with us, we offer a £2 discount on every subsequent gadget.

5

Get a policy in minutes

It takes just a couple of minutes to get your gadgets covered with our simple online form.

6

The price you see is the price you pay

Our pricing is simple and straightforward. The price you see here is the price you'll pay. No hidden extras!

Worldwide Cover

Your gadgets covered
- wherever you are

We’ll cover your gadgets for up to 90 days as standard in a 12 month period, wherever you are in the world.

Get a quote

Before you buy...

  • Gadgets must be new or re-furbished and under 2 years old. Re-furbished gadgets must have been bought as new direct from the manufacturer or phone network provider.
  • We can’t cover items purchased from online auction sites.
  • You can’t claim in the first 14 days after the start date of the policy.
View the full list of exclusions

Excess information

Type of gadget Excess Claims limit*
iPhone and Smartphone £50 £1,000
MacBook and Laptop £75 £2,000
Tablet and other gadgets £50 £750

*Claim limit specified is total limit for any number of claims in any 12 month period.

Frequently asked questions

Find the answers to the most commonly asked questions about gadget insurance.

View FAQ's

Protect your gadgets in minutes

It takes just a few quick and simple steps to apply. You can do it on your mobile, tablet or computer.

Insurance is subject to eligibility and exclusions. Policy conditions apply.

Insurance is arranged by thinkmoney insurance, a trading style of Think Insure Limited, and is authorised and regulated by the Financial Conduct Authority (Firm Reference: 310071). Registered office: Think Park, Mosley Road, Trafford Park, Manchester, M17 1FQ. Company No. 4280977. Direct Group Limited has been appointed to administer the insurance and handle any claims.

The insurance is underwritten by Lloyds Syndicate 4444 which is managed by Canopius Managing Agents Limited. Canopius Managing Agents Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Just before you get started...

Its important to us to advise you of some exclusions before you buy your Gadget cover. Please read carefully.

  • All gadgets must have been purchased by you as new or as a re-furbished item and be less than 2 years old. If it is a re-furbished item, it must have been purchased as new direct from the manufacturer or phone network provider.
  • Failure to take care of your gadget will result in any claim for loss, theft, damage or breakdown not being paid.
  • We cannot cover any items which have been purchased from online auction sites.
  • You are unable to make a claim in the first 14 days after the start date of the policy. If you replace an existing gadget or add a new gadget to the policy, you cannot make a claim for your new gadget during the first 14 days of it being added to the policy.
  • We will only cover laptops for a maximum of 3 years.
  • Cover for Unauthorised Use is only provided under the policy if you make a valid claim for theft or accidental loss of your gadget.

Things to be aware of...

  • If you replace an existing gadget covered by this policy, it is your responsibility to update your policy with details of your new gadget. When making a claim, you will be required to provide proof of ownership/purchase at the time of claim (e.g. receipt).
  • Items that were gifts/presents can be covered, as long as proof of ownership / purchase is available at the point of claim.
Type of Gadget Excess Claims Limit*
iPhone or Smartphone £50 £1,000
MacBook & Laptop £75 £2,000
Tablet & Other Gadgets £50 £750

*Claim limit specified is total limit for any number of claims in any 12 month period.

Claims for Unauthorised Use are limited to a maximum limit of up to £1000 per claim. There is no limit on the number of claims for Unauthorised Use in any 12 month period. This is subject to you notifying your network provider within 24 hours of the incident taking place.

This insurance has been designed by Think Insure Limited in conjunction with Direct Group Limited and Canopius Managing Agents Limited. The Insurer, Lloyd’s Syndicate 4444, managed by Canopius Managing Agents Limited, has given Direct Group Limited authority to accept insurance applications on its behalf.”

Please scroll through and read the important information before clicking 'Continue'.

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