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Research recently carried out by first direct has revealed that 39% of people in the UK check their current account more frequently now than they did before the economic downturn - suggesting that we're a nation with a case of 'Current Account OCD' (Obsessive Checking Disorder).

The survey found that 20% of people review their balance at least once a day - and 470,000 can't resist taking a look almost every hour. Having said that, on average people leave nearly 8 days between keeping tabs on their bank account.

Banking customers who have either been overdrawn or exceeded their overdraft limit in the past year are more likely to check their bank account once a day or more - 26% compared with just 18% of those who kept out of the red.

Furthermore, technology appears to be playing a large part in how people check their bank balance. More than three quarters (77%) of people surveyed said they would use the internet via their laptop, computer or tablet to check their bank account online.

And while more traditional methods of banking may be falling behind in popularity, they still remain prominent: 54% of people said they use a cashpoint to check their balance and 17% said they visit their local bank branch.

The research also indicated some generational differences: the 18-24 age group are the most likely to check their account once a day or more - with 23% checking their account online using their smartphones - and the 25-34 age range 2-3 times daily.

A spokesperson for thinkmoney commented: "These days, with the technology many of us have at our fingertips, checking our account balance can be easier than ever. Registering for services such as online and SMS text banking can let you keep track of your bank account around the clock, giving you that bit more control over your money."

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