We are making some changes to the Terms & Conditions of your thinkmoney Personal Account Plus, but you won't notice any changes to the way you use your account.
From 31st March 2017 we are changing the name of the account to the thinkmoney Managed Current Account Plus.
• We are also amending our terms to allow us to increase the maximum Credit Facility that we can offer. However, your personal Credit Facility limit will remain subject to our usual checks and eligibility criteria. We'll be in touch once we've made this change if we are able to offer you a larger Credit Facility.
• From the same date we'll be issuing the thinkmoney Prepaid Debit Mastercard ourselves, and will no longer use R Raphael and Sons plc. Your existing card won't change and will continue to work as usual.
If you're happy with these changes then you don't need to do anything and we'll assume you have accepted them.
We've also made some other minor changes to the Terms and Conditions, most of which are to make them clearer and easier to read. Please read the Notice of Variation by clicking here. You can also read and download the new Terms and Conditions on the same page. If you don't want to accept the new Terms and Conditions then give us a call and we can close your Account at no cost.
If you have any questions about any of these changes, which can't be answered in the additional information we've provided, you can contact us on 0161 779 5000.