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Great Scott – it’s October 21st 2015!

Movie buffs around the world have been waiting for this day to come - the day that Marty McFly and Doc Brown arrived in the future in Back to the Future II. 2015 was imagined in quite a way in the film, with the duo witnessing flying cars, hoverboards (we’re working on it) and the cinematic release of Jaws 19 (rather ambitious, don’t you think?). Although unable to forecast exactly what 2015 would be like, the film did manage to predict video chat systems like Skype, flat panel televisions and 3D films.

With all of this talk of the future, we thought we’d take inspiration from the film series and look back in time to see what you’d tell your younger self about money management if you had the chance. Based on past research carried out on our behalf, the following list is what British people would tell the younger generation:

• If you can't afford it, don't buy it (37%)

• Always live within your means (23%)

• Try to save at least something every month (16%)

• Look after the pennies and the pounds will look after themselves (9%)

• Money can't buy you happiness (8%)

• Always try to avoid borrowing money (7%)

What do you wish you had known when you were younger? Do you wish you had spent less and saved up more? Or would you have preferred the opposite – that you had been less cautious with your money and enjoyed it a little more? Whatever your money management regrets, we want to hear from you, so get in touch on our Facebook and Twitter pages.

It’s never too late to change the old habits of the past and a budgeting account like thinkmoney’s could help you do just that. The account helps you to manage your money and comes with a monthly management fee of £10. For more information on the account, click here.

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