Credit Card
39.9% APR representative (variable)
Already have a thinkmoney Credit Card account? Sign in
Manage your account on your smartphone or online
Pay for up to £100 worth of items quickly and securely
So you can stay in control of your money
Think Money Ltd is the credit broker for the thinkmoney Credit Card. Capital One is the lender, and they pay us for our services.
We do a pre-check of your application with the credit reference agencies. You’ll be able to see this on your credit file, but no one else will.
If you’re looking for a simple, straightforward credit card, with a manageable credit limit, thinkmoney could help.
You’re more likely to be accepted for the thinkmoney Credit Card if you are:
Borrow and spend responsibly
We do a pre-check of your application with the credit reference agencies. You’ll be able to see this on your credit file, but no one else will.
You may still be accepted for a thinkmoney Credit Card if your credit rating isn’t perfect - even if you have CCJs or defaults. Use QuickCheck to see if you’ll be accepted before you apply – it won’t affect your credit rating.
Not necessarily, no. We’ll make a decision based on all the information you and the credit reference agencies give us. Even if you have a bad credit history, you may still be eligible for the thinkmoney Credit Card. Use our QuickCheck to see if you’ll be accepted before you apply.
The thinkmoney Credit Card comes with an easy to manage credit limit, from £200 to £1,500.
We’ll ask for your personal details, including your addresses for the last 2 years. We’ll also ask your employment status and the time you’ve been with your bank.
The thinkmoney Credit Card is issued by Capital One (Europe) plc.
Think Money Ltd, Registered office: Think Park, Mosley Road, Trafford Park, Manchester, M17 1FQ. Registered in England and Wales, (Company number 5530040).
Mastercard® is a registered trademark of Mastercard International Incorporated. Capital One® is a registered mark of Capital One. Capital One (Europe) plc. Registered Office: Trent House, Station Street, Nottingham NG2 3HX.
The thinkmoney Credit Card is issued by Capital One (Europe) plc. Think Money Ltd acts as a credit broker for Capital One on an exclusive basis in respect of the thinkmoney Credit Card and is paid by Capital One for these services. Registered office: Think Park, Mosley Road, Trafford Park, Manchester, M17 1FQ. Registered in England and Wales, (Company number 5530040). Authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011, register reference 900033, for the issuing of electronic money and the provision of payment services. Authorised and regulated by the Financial Conduct Authority for its consumer credit and insurance and mortgage mediation activities (Firm Ref No 685963 register.fca.org.uk)
Mastercard ® is a registered trademark of Mastercard International Incorporated. Capital One® is a registered mark of Capital One. Capital One (Europe) plc. Registered Office: Trent House, Station Street, Nottingham NG2 3HX. Registered in England and Wales (Company Number 3879023). VAT Registration Number 690 6861 01. Authorised and regulated by the Financial Conduct Authority.
All rates are variable after their applicable introductory period. If no introductory period applies the rate(s) is/are variable from the date of the agreement. All applicants must be aged 18 or over and resident in the UK. Credit is available subject to status and conditions.
Calls may be recorded for training and quality purposes. Calls to 0161 numbers from mobiles and landlines are charged at local rate. Please check with your network provider for details on your call package.
