If you thought all accounts were the same, think again. A thinkmoney Personal Account delivers three things: transparency, personal service and peace of mind.
Transparency. With no unexpected fees, you'll always know exactly what you're paying per month. No nasty surprises, no sudden charges. Just a single fee per month - for a wide range of benefits.
Personal service. We're committed to delivering a personal service. It's why we make sure your essential costs are covered first. It's why we provide so many different ways to manage your account, so you can use it the way you want to.
Peace of mind. With a new account from thinkmoney, you'll know you're taking care of your regular financial commitments. You'll know our experts are looking out for you, ready to warn you if they see any potential problems ahead. It's a very different kind of account. We're a very different kind of company.
As a thinkmoney customer, you'll know exactly what you're paying every month. No unexpected charges, no sudden surprises - just a single, straightforward fee that pays for all the benefits of a thinkmoney Personal Account.
Providing accounts costs money, and all account providers need to cover their costs. Here at thinkmoney, we're completely open about our monthly management fee.
And you can really see what you're getting for your money. With us doing your budgeting and managing the payment of your bills, you won't need to worry about putting money aside for your essential costs or remembering to make the payments on time.
No charges from us for rejected cheques or making 'too many' transactions - and no damage to your credit rating either. Open a Personal Account with thinkmoney and you'll always know where you stand.
Why should you have to organise your finances during office hours? We're committed to providing 24/7 services that let you check your balances, arrange payments, view your statements and arrangements, order paying-in books and much more.
Our online account management service gives you a quick, simple, safe way to manage your money the way you want, whenever you want.
But there's more to it than that. We also provide an automated phone system and innovative SMS services that give you anytime, anywhere access to information about your balances and recent transactions - and even let you set up, change or cancel Direct Debits, all by text.
And if there's something you need to discuss (or you simply think there's no substitute for talking to real people) our Money Managers are there for you.
Open a thinkmoney Personal Account and you'll get your own thinkmoney Debit MasterCard, which you can use worldwide to shop online, withdraw cash at ATMs, and pay and get cashback in shops and restaurants displaying the MasterCard Acceptance Mark.
It's safe, it's convenient - and with our Money Managers helping you make sure your bills are paid, it's a great way to spend your money the way you want to, without worrying you're spending the money you should be keeping for important bills.
You can withdraw up to £450 per person per day, so if you have a joint account, you can withdraw up to £900 between you.
All that and protection included too! The MasterCard SecureCode™ programme provides extra protection against fraud when you're making purchases online.
The award-winning account with a budgeting service built-in. We'll look after all your regular bills and payments, so you know exactly what you can spend on the good things in life. You get:
Our card gives you instant access to your cash.
Compare a wide range of mortgages from our sister company Think Loans & Mortgages.
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Get a quoteView our simple guide to how the thinkmoney Personal Account works.
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