0161 672 8910

How our account works

Your bills in one jar

Your wages and any other income or benefits are paid into your thinkmoney salaries account.

We set aside the money you need for your regular bills and commitments, so you won’t miss anything important.

Your cash in another

We transfer the rest of your cash to your card account.

You then use your thinkmoney Prepaid Debit MasterCard® to spend where and when you want.


94% of customers are happy with our service

See what they think...

I get excellent customer service from thinkmoney and would recommend them to my friends and colleagues any time.

All the service I would expect from a high street bank, only better.

So good to know my money is being managed. My bills are paid on time, no nasty surprises.

Never had a problem, always very helpful and helps me manage my bills - such a relief.

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Control of your money - any time, any place

Apply for an account online today, it only takes a few minutes

Apply now
Making it even easier to stay in control of your money

All this and more, for one flat monthly fee.

UK-based call centres

We won't charge you for ATM withdrawals in the UK

No more unexpected bank charges

No more bounced Direct Debit or standing order fees

A thinkmoney Prepaid Debit MasterCard

Manage your account 24/7 by phone, text or online

Budgeting help from a Money Manager every month

Always speak to a real person who can help you with what you need

A simple monthly management fee of £14.50 a month