What does it cost?

There is a monthly fee of just £14.50 (£21.25 for a joint account).

What you get

All the benefits - and no nasty surprises

Your monthly fee entitles you to all the benefits you'd expect from a first-rate Personal Account, such as text updates, online account management, telephone account management, Direct Debits and standing order facilities - along with a thinkmoney Debit MasterCard® you can use to withdraw cash, make purchases and get cashback.

But that's not all

It also pays for access to our innovative day-to-day Money Manager and budgeting service. You'll enjoy the complete peace of mind that comes from knowing the regular financial commitments you've told us about are being paid.

What you don't get

No unexpected fees - just an honest, personal service

You don't get charged any unexpected fees. Once you've opened your thinkmoney Personal Account, everything's included in one monthly fee... so you always know exactly where you stand.

You won't be hit with costly fees for missed or rejected payments, so put an end to unexpected charges and apply for your thinkmoney Personal Account today.

If you're aged 18 or over and a UK resident then you can apply for an account today!

Using SMS and online account management services will incur no additional charge. Your service provider's normal rates still apply. Subject to fair use policy. Calls to 0844 and 0845 numbers from BT landlines cost up to 5p per minute.

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94%
8 Hour(s) agoExcellent communication and
9 Hour(s) agoService rating : Excellent service... I work for one of the big banks myself and I can't believe we don't implement the same facilities as thinkmoney. Iv been a customer
11 Hour(s) agothey help me to get on top of my money going out & not to get deeper into
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The Fairbanking Mark

Our account has been granted a 4 star accreditation from the Fairbanking foundation.

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Apply for an account Apply for an account today on 0800 074 7772

Applying for an account is easy! Call us today or use our online form.

Apply now
Award-winning service

As part of the Think Money Group, our commitment to being a first-rate provider of financial services and advice has been recognised many times.

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thinkmoney Prepaid Debit MasterCard®

Our card gives you instant access to your cash.

  • Access cash easily
  • Accepted worldwide
  • £450 daily limit
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Ways to manage your money with us
  • Online
  • Phone & SMS
  • thinkmoney Debit MasterCard
  • ATM
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