Open an account

You can start your application for a Personal Account with thinkmoney today. It's easy: just call the number on this page to talk to one of our advisers. They'll answer any questions you may have and make sure you know exactly what you're signing up to.

Open an account online

You can also begin to apply online. Fill in the form above and one of our advisers will take you through the application process.

Since there's no credit check required, you won't even have to wait while we carry one out. Your account could be approved within minutes.

Why don't we carry out credit checks?

Because we simply don't need to see your credit history - the way you've handled debts in the past just isn't an issue. As long as you're a UK resident aged 18 or over, we guarantee you can apply for an account with us.

Of course, nothing is more important than your security, so you will have to prove your identity, as you would with any financial service.

Is it a basic bank account?

Our account is an alternative to a basic bank account - and offers far more. Even though it's open to people with poor credit ratings, plenty of people with an excellent credit history are enjoying the benefits of the thinkmoney Personal Account right now.

They're enjoying an account that helps them make sure every bill gets paid on time - and doesn't hit them with unexpected charges. It's all down to our innovative two-account system and the day-to-day help our expert Money Managers provide.

Apply for an account today

If you're looking for an account that gives you a unique budgeting service, a guarantee of no hidden charges, access to expert advice, online account management, SMS and so much more, start your application for a new account with us today.

To start your application, just give us a call or fill in the form. Any of our advisers would be happy to explain the account's benefits, answer any questions you may have - and get your application started. It's just £14.50 a month for a single account - or £21.25 for a joint account.