Can I use the thinkmoney credit facility through the app or online banking?

If you’ve already upgraded to Current Account Plus, you can access the credit facility through the app or online banking.

  • Go to the ‘Current Account Plus’ section. You’ll only see this if you’ve already been approved for the credit facility.
  • Press ‘apply for credit’.
  • Choose how much you’d like to borrow (between £100 and £400 depending on your limit) and when you’d like to pay it back, then press ‘continue’.
  • Review the details of your credit facility and the T&Cs, and press ‘continue’ if you’re happy with everything.
  • You’ll get a result on the next page – your application will be successful, unsuccessful or referred.

If you want to pay back your credit facility early, you can do this through online banking, the app or by calling us on 0161 779 5000. Early repayment will reduce the total cost of interest due on the amount borrowed.

Loan marketplace coming late 2019

More choice. More flexibility. Get ready for new loan options for thinkmoney customers.


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