Current Account

Can I use the thinkmoney credit facility through online banking?

Yes, you can apply to access the credit facility through online banking or the app.

  1. Go to the ‘Current Account Plus’ section. You’ll only see this if you’ve already been approved for the credit facility.
  2. Let us know how much you want to borrow depending on your limit – you can borrow £100, £200, £300 or £400 – and how long you want to repay it over, up to 30 days.
  3. Read the terms and conditions. Check you’re happy with these and if you want to proceed, press ‘continue’.

If you want to pay back your credit facility early, you can do this through online banking, the app or by calling us on 0161 779 5000. Early repayment will reduce the total cost of interest due on the amount borrowed.

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