The thinkmoney Managed Current Account is here for you – even if you've been rejected elsewhere. And it can help you make sure your bills get paid on time!Apply Online
We’ll say ‘yes’ to people with bad credit, CCJs - even people going through bankruptcy
Plus budgeting help from our expert Money Manager team
Use it on the High Street, online and withdraw cash at ATMs where you see the Mastercard Acceptance Mark
The thinkmoney Managed Current Account is an account open to everyone, regardless of your credit history.
You just need to be:
When your thinkmoney Managed Current Account is open, you’ll be able to …
Every month, they’ll work with you to help balance your budget – putting money aside for all your bills and the other commitments you've told us about.
Then, they’ll transfer the rest of your money on to your thinkmoney Prepaid Debit Mastercard - all there for you to spend.
If you ever need some practical, day-to-day financial help they’re there at the other end of the phone for you too. So if you’ve struggled to keep on top of things before, they’re here to help you now.
UK-based call centres
We won't charge you for ATM withdrawals
No more unexpected bank charges
No more bounced Direct Debit or Standing Order fees
A thinkmoney Prepaid Debit Mastercard
Manage your account 24/7 by phone, text or online
Budgeting help from a Money Manager every month
Always speak to a real person who can help you with what you need
A simple monthly management fee of £17.50 or £24.50 for joint accounts
Switching service We offer a paper based account switching service. Find out more about it here.
Based on Feefo.com reviews - 94% of customers who left a thinkmoney review recommend us with an average rating of 4.7 out of 5 from 10374 reviews left by thinkmoney customers (as of Feb, 2017)
*£24.50 a month for joint accounts
MONTHLY MANAGEMENT FEE PAYABLE. ONLY AVAILABLE TO UK RESIDENTS AGED 18 OR OVER FOR PERSONAL USE. PROOF OF IDENTITY WILL BE REQUIRED.
Calls may be recorded for training and quality purposes. Calls to 0161 numbers from mobiles and landlines are charged at local rate. Please check with your network provider for details on your call package.
Think Money Limited. Registered Office: Think Park, Mosley Road, Trafford Park, Manchester, M17 1FQ. Company Registration No. 5530040. Registered in England and Wales. Four star accreditation from the Fairbanking Foundation for the thinkmoney Managed Current Account.
Think Money Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Register No. 900033) for the issuance of electronic money and provision of payment services. Think Money Limited is authorised and regulated by the Financial Conduct Authority for its consumer credit and insurance and mortgages mediation activities (Firm Reference No. 685963 register.fca.org.uk/)
The thinkmoney Prepaid Debit Mastercard® is issued by Think Money Limited pursuant to licence by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.