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Flexi Loan

Loans from £300 to £1,500

Apply for a loan with us and keep on top of your repayments with our budgeting account.

  • Choose to repay over 6 to 12 months
  • Repay in monthly instalments that we’ll help you budget for
  • Get help with your application from our Money Managers

Once you've opened a thinkmoney account, you can apply to borrow money from us as soon as you've paid your first income into your account. This could be your salary or pension.

140% APR Representative

Managed Current Account Plus

Up to £400 credit facility

You could upgrade to Managed Current Account Plus after three months and get access to credit.

  • Borrow for up to 30 days
  • Access credit online or through our app

Once you've opened a thinkmoney account, you can apply to borrow money from us 3 months after you’ve paid your first income into your account.

1077.4% APR Representative

Think Money Limited and Ideal Finance Limited are both part of Think Money Group. When you apply to take out the loan, we thinkmoney are the credit broker, Ideal Finance Limited is the lender, and they pay us for our service.

We could help you get credit and manage your repayments

We know how hard it can be to get credit if your credit history is less than perfect. That’s why we could still be here for you even if other lenders have said no.

Unlike other high street providers, we could help regardless of your credit score. Even if you have missed repayments, a CCJ, or defaults in the past.

We'll run checks on what you can afford and offer you credit that's manageable for your situation.

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