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Personal loans

Loans from £500 to £1,200

Apply for a loan with us and keep on top of your repayments with our budgeting account.

  • Choose to repay over 6 to 12 months
  • Repay in monthly instalments that weโ€™ll help you budget for
  • Get help with your application from our Money Managers

Before you can apply for a loan, youโ€™ll need to have a thinkmoney Managed Current Account with three months of income paid in.

140% APR Representative

Managed Current Account Plus

Up to £400 credit facility

You could upgrade to Managed Current Account Plus after three months and get access to credit.

  • Borrow for up to 30 days
  • Access credit online or through our app

Before you can upgrade, youโ€™ll need to have a thinkmoney Managed Current Account with three months of income paid in.

1077.4% APR Representative

Think Money Limited and Ideal Finance Limited are both part of Think Money Group. When you apply to take out the loan, we thinkmoney are the credit broker, Ideal Finance Limited is the lender, and they pay us for our service.

We could help you get credit and manage your repayments

We know how hard it can be to get credit if your credit history is less than perfect. Thatโ€™s why we could still be here for you even if other lenders have said no.

Unlike other high street providers, we could help regardless of your credit score. Even if you have missed repayments, a CCJ, or defaults in the past.

We'll run checks on what you can afford and offer you credit that's manageable for your situation.

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