Credit when you need it
As a thinkmoney Personal Account customer, you could get access to credit three months after your first income is paid into your account.
Loans from £500 to £1,200
Apply for a loan with us and keep on top of your repayments with our budgeting account.
- Choose to repay over 6 to 12 months
- Repay in monthly instalments that we’ll help you budget for
- Get help with your application from our Money Managers
Before you can apply for a loan, you’ll need to have a thinkmoney Personal Account with three months of income paid in.
140% APR Representative
Personal Account Plus
Up to £300 credit facility
You could upgrade to Personal Account Plus after three months and get access to credit.
- Borrow for up to 30 days
- Access credit online or through our app
Before you can upgrade, you’ll need to have a thinkmoney Personal Account with three months of income paid in.
1077.4% APR Representative
We could help you get credit and manage your repayments
We know how hard it can be to get credit if your credit history is less than perfect. That’s why we could still be here for you even if other lenders have said no.
Unlike other high street providers, we could help regardless of your credit score. Even if you have missed repayments, a CCJ, or defaults in the past.
We'll run checks on what you can afford and offer you credit that's manageable for your situation.