thinkmoney Online Account Management:


thinkmoney Online Account Management:


Doing what a current account does and more

The thinkmoney Personal Account isn't like a standard current account – it’s designed to give people real help with their monthly budgeting and get their bills paid on time.

Apply Online

UK-based call centre

Speak to friendly and expert staff at our UK-based call centre

No overdraft fees. No unexpected charges

Plus budgeting help from money experts

Go online to manage your account

Stay in control online & by phone and get text alerts too

"I can only ever spend money that is spare - bills are always paid and I don't have to worry about anything."

The thinkmoney Personal Account is like two current accounts in one

Our smart alternative to a current account is based on a simple idea.

You pay in your salary, benefits, pension, etc. and we keep enough in your Salaries Account to pay all the bills you've told us about.

You can include any regular bills you like - you just need to make sure you tell us how much they are and when you need to pay them.

Once the bills are taken care of, the rest of your money is moved over to your Card Account.

This is your month’s money for you to spend knowing your bills are taken care of.

Manage your Personal Account online

Always there, 24/7, you can:

  • Amend regular payments
  • Make a one-off payment
  • Check recent transactions
  • Keep an eye on account balances
  • View regular incomes, standing orders and Direct Debits

We also provide an SMS service, helping you stay informed and in control anytime, anywhere - we can even text you a PIN for your account's thinkmoney Prepaid Debit Mastercard®

Things as they should be by people that care

Oversee your money
Our Money Managers will go through your finances and put money aside for all of your bills.

Easy to pay
You can easily spend the rest of your money from your thinkmoney Prepaid Debit MasterCard.

Peace of mind
You won’t be in danger of accidentally spending money you needed for something important.

All this and more, for one flat monthly fee.

UK-based call centres

We won't charge you for ATM withdrawals

No more unexpected bank charges

No more bounced Direct Debit or Standing Order fees

A thinkmoney Prepaid Debit MasterCard

Manage your account 24/7 by phone, text or online

Budgeting help from a Money Manager every month

Always speak to a real person who can help you with what you need

A simple monthly management fee of £17.50 a month or £24.50 for joint accounts

Switching service We offer a paper based account switching service. Find out more about it here.

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Based on reviews - 92% of customers who left a thinkmoney review recommend us with an average rating of 4.6 out of 5 from 10252 reviews left by thinkmoney customers (as of Feb, 2017)