thinkmoney Online Account Management:


thinkmoney Online Account Management:


Bankrupt bank accounts: an alternative

If you’ve been declared bankrupt, you might be looking for a bankruptcy bank account. But did you know there's an alternative that's available to undischarged bankrupts? The thinkmoney Personal Account:

  • Is available with no credit check
  • Helps you pay your essential bills on time
  • Lets you manage your account online, by phone or by SMS

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Bank accounts for bankrupts

Being declared bankrupt can affect your finances in all kinds of ways - your ability to open a bank account is just one of them.

If you've applied for current accounts from high street banks, you may well have had your applications turned down. You might feel there's nothing you can do. But there are other accounts that won't automatically reject your application.

That's where thinkmoney could help you

What we offer is an alternative to a bankrupt bank account - ideal for people in your situation. The thinkmoney Personal Account provides you with access to things like Direct Debits and cash machines, along with a level of personalised service you'd struggle to find elsewhere.

Your bankruptcy won't even be an issue: whatever your credit rating, you just have to prove that you're a UK resident aged 18 or over. You can even apply if you're going through bankruptcy right now.

So, if you've been declared bankrupt in the past (even if you're an undischarged bankrupt today) and you're looking for a bank account, read on and find out how our alternative works. For just £17.50 per month, we believe it's excellent value.

Bankrupt bank accounts - the alternative

Bank accounts for bankrupts are there to help insolvent people get their finances under control...and we know how important that is. But they're not the only option available to bankrupts.

We strongly believe that having a bad credit history shouldn't stop you from having access to the best financial products. That's why we introduced our account.

It's an alternative to high street bank accounts with an innovative two-account system, designed to put you in immediate control of your finances and help you get your life back on track. If you're looking for a fresh start, what could be better than knowing you're in full control of your finances?

Open an account during bankruptcy

You can apply for one of our accounts before, during or after bankruptcy. And since there's no credit check, we can usually approve your application in just minutes!

We offer far more than just a 'basic' account service, though. We provide a personalised budgeting service handled entirely by our team of expert in-house Money Managers.

With us, you won't need to worry about falling into arrears again. We manage the essential commitments you've told us about, putting aside enough money to pay them - and making sure they're paid on time.

This gives you the peace of mind that comes from knowing the money you're spending isn't meant to be going elsewhere.

What's more, having your thinkmoney Prepaid Debit MasterCard® means you can access this money whenever you want.

Hands-on help for bankrupts

Our Money Managers know how stressful going through bankruptcy can be - and that's why they'll be there for you when you need them the most. Any advice you require, any questions you have about your finances, any new instructions you need setting up, our Money Managers are just a phone call away.

So, if you've been made bankrupt, we could offer you exactly what you're looking for - a truly personalised budgeting service, expert financial advice when you need it, and peace of mind that the money you need for essential costs is being set aside every month, so you can't accidentally go over budget.

More than just an account for bankrupts

Our account isn't just for people who've been made bankrupt. It appeals to people in all kinds of financial situations... including people with excellent credit ratings.

If you'd like to apply for a thinkmoney Personal Account, just apply online for a free callback and you can start looking forward to a better financial future.

Based on reviews - 94% of customers who left a thinkmoney review recommend us with an average rating of 4.7 out of 5 from 10252 reviews left by thinkmoney customers (as of May, 2016)

Working out our score

Our score is based on reviews collected via Feefo, the independent customer research specialist.