Are you an Existing Customer? Log in here
An account with access to credit
You can apply for credit 3 months after you pay your first income into your account.
Personal Loans from £500 to £1,200
Borrow for 6 to 12 months and repay in monthly instalments.
140% APR Representative.
Up to £400 credit facility
Upgrade to Managed Current Account Plus and get access to a credit facility up to £400.
1077.4% APR Representative.
You can also find our loans on www.choosewisely.co.uk
Control your account online
iPhone and Android app
Stay in control of your money 24/7 from our mobile app. It's fast, easy and secure - and you can use it wherever you go.
Online Account Management
You can check your balances and transactions through Online Account Management. Plus, make fast payments.
Our account helps you to stay in control
Help boost your credit rating
Our account helps you to never miss a bill, which could improve your credit rating. A better credit rating means better deals if you borrow money in the future.
No unexpected fees or charges
We won't charge you to withdraw or for bounced Direct Debits. So you won't get any nasty surprises from us.
Control your day-to-day spending
We set aside the money you need for your bills, and the rest goes on your debit card, so you know exactly what’s yours to spend.
Money Managers to help you budget
They’ll help you budget for your monthly bills and answer any questions you have. Oh, and they’re UK based.
Open your account
Our account costs £17.50 a month or £24.50 a month for joint accounts.
- No hidden fees or unexpected charges
- No charge from us at UK ATMs
- Apply for credit 3 months after your first income is paid in
To get started, you need to be:
- aged 18 or over
- a UK resident
We've been awarded 4 stars by the Fairbanking Foundation.