Managing money online with a basic bank account

Our online Account Management service is a fast and hassle-free way to manage your money online.

Apply Online
All for a flat monthly fee of £17.50*

Keep on top of everything 24/7

Manage your account online, by phone, by text

Money managed on the move

Stay on top of your finances with text alerts and mobile account management

No overdraft fees or unexpected charges

Our team of Money Managers will help you budget and stay out of the red

"I can only ever spend money that is spare - bills are always paid and I don't have to worry about anything."

Open a thinkmoney account for quick and easy online money management

Anyone can apply for a thinkmoney Personal Account (even if you're in the middle of bankruptcy right now). You need to be:

  • - 18 or over
  • - A UK resident
  • - A full, current UK passport- or driving licence-holder

Online convenience and more…

When your thinkmoney Personal Account is open, you’ll be able to …

  • Check your balance, set up Direct Debits and move money around online
  • Manage your account by text or by calling us too
  • Have your salary or benefits paid into a safe, secure home
  • Use your thinkmoney Prepaid Debit MasterCard® - for high street shopping, online shopping and ATM cash withdrawals, wherever you see MasterCard Acceptance Mark

Things as they should be by people that care

Our Money Manager team offers a real added-extra, over-and-above basic bank accounts.

Every month, they’ll work with you to help balance your budget – putting money aside for all your bills and the other commitments you've told us about.

Then, they’ll transfer the rest of your money on to your thinkmoney Prepaid Debit MasterCard - all there for you to spend.

If you ever need some practical, day-to-day financial help they’re there at the other end of the phone for you too.

You simply won’t get this level of service with any other basic bank account.

All this and more, for one flat monthly fee.

UK-based call centres

We won't charge you for ATM withdrawals

No more unexpected bank charges

No more bounced Direct Debit or Standing Order fees

A thinkmoney Prepaid Debit MasterCard

Manage your account 24/7 by phone, text or online

Budgeting help from a Money Manager every month

Always speak to a real person who can help you with what you need

A simple monthly management fee of £17.50 or £24.50 for joint accounts

Based on reviews - 94% of customers who left a thinkmoney review recommend us with an average rating of 4.7 out of 5 from 10310 reviews left by thinkmoney customers (as of Feb, 2017)

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We care about giving something back through our charity work, both in the local community and further afield.

*£24.50 a month for joint accounts

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