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Too much month at the end of your money?

Working out how to budget and looking at a jumble of numbers is enough to give anyone a headache! Now you can put that calculator away, because the thinkmoney Current Account is all over it.

Once your account’s sorted, fill in your income info, set up your regular payments, and voila! The money you’ll need for important bills gets tucked away, so you know they’ll be taken care of when they’re due.

£10 monthly fee

Budgeting doesn’t need to be the bane of your life


With a thinkmoney Current Account, it’s easy as pie. Your account is split into two parts: a bills account and a debit card for spending.


Use the app to keep us up to date with your income and bills, and the account will split your money so you don’t have to.


There’s no need to pile pressure on yourself to strip back on your spending. Because the money for your payments is already put to one side, you know anything that’s on your debit card is all yours.

We’ve got your back, no matter what life throws at you

Not sure how to how to budget money on low income? Whether you earn £20 or £20,000, you’ll get the budget help to suit your pocket.

If you’ve been on a bit of a financial rollercoaster over the years, don’t worry. No judgement here! As long as you can tick these boxes then we’re happy as Larry:

  • You’re 18 or over
  • You live in the UK for at least 6 months of the year

Having a thinkmoney Current Account not only gives you a hand with how to budget money, it can work wonders for your credit score. 73% of current account customers improved their credit score in the last year.*

£10 monthly fee

Budgeting App

*Based on a sample of customers who held an account for 12 months and previously had limited credit history or substantial credit use.

And that’s not all!

There's a shiny new app

Packed full of features to help you with your budgeting. See how much money you’ll have in your account up to 3 months in advance, and the real-time balance updates when you spend.

No extra fees for missed bills

You should be the boss of your budget, so you won’t be charged a penny if we are refusing a payment due to lack of funds. That’s more money in your pocket!

Getting started is a doddle

The form will only take you a couple of minutes to fill in and we’ll post your contactless card right away. You’ll need your ID to hand, so double check here to make sure it’s okay to use.

£10 monthly fee

Budgeting in 30 seconds

No need for a spreadsheet. See how simple budgeting can be, leaving you with more time to spend on the important things in life.

Your current account in your pocket

Don't be in the dark about your money. Download the thinkmoney app for iOS and Android and take your current account with you wherever you go.

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