Budget planning

Budget planning

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Every good budget starts with a plan. Begin your journey towards a secure financial future by planning out your budget with our best advice. You can also download one of our budgeting spreadsheets to get started today.

How to budget your monthly bills

Learn how to budget for your monthly bills, including tips on why you should budget for your bills, how to use jam jar accounts, and what to do if you end up overspending.

How to create a budget

Read our step-by-step guide on how to create a budget, and get started with putting together a budget of your own by downloading our budgeting spreadsheet.

What is a reasonable monthly budget?

Find out how much of your monthly budget should be spent on your different costs such as rent, bills and savings, and see what you can expect to spend based on where you live in the UK.

Budgeting using the jam jar approach

See how the jam jar approach works, how it can help make your budget easier to understand, and how it could help you manage your monthly bills by separating them from your main account.