Looking for a budgeting account?

Download our app to start. £10 monthly fee

Looking for a budgeting account?

Download our app to start. £10 monthly fee

It’s not always easy to find the time or the energy to sit down and go through your finances. Take the stress away from sorting your budget with a thinkmoney Current Account.

Too much month at the end of your money?

Working out how to budget money and looking at a jumble of numbers is enough to give anyone a headache!

You might be looking for a budgeting current account or a money budgeting app to give you a hand, but look no further. You can get all the budgeting help you need with a thinkmoney Current Account.

Open an account with us, fill in your income info, set up your regular payments, and voila! The money you’ll need for important bills gets tucked away, so you know you can pay them when they’re due.

Download our app to start. £10 monthly fee

Budgeting doesn’t need to be the bane of your life

Your thinkmoney Current Account is split into two parts: a bills account and a debit card for spending.

Use the app to keep us up to date with your income and bills, and the account will separate your money so you don’t have to.

Because the money for your payments is already put to one side, you know anything that’s on your debit card is all yours.

We’ve got your back, no matter what life throws at you

Not sure how to budget your money? Whether you earn £20 or £20,000, you’ll get the budgeting help to suit you.

If you’ve been on a bit of a financial rollercoaster over the years, don’t worry - no judgement here! You can still be accepted, even if you’ve got bad credit.

We don’t do credit checks, so as long as you can tick these boxes then we’re happy as Larry:

  • You're 18 or over
  • You live in the UK for at least six months of the year

Having a thinkmoney Current Account not only gives you a hand with how to budget money, it can work wonders for your credit score. Three out of four current account customers improved their credit score in the last year.*

Download our app to start. £10 monthly fee

*Based on a sample of customers who held an account for 12 months and previously had limited credit history or substantial credit use

And that’s not all!

We’ve got an app

Packed full of features to help you find the best way to budget money. See how much money you’ll have in your account up to three months in advance, and get real-time balance updates when you spend.

No extra fees for missed bills

You should be the boss of your budget, so you won’t be charged a penny if we refuse a payment due to lack of funds in your bills account. All that adds up to more money in your pocket!

Getting started is a doddle

The form will only take you a couple of minutes to fill in and we’ll post your contactless card right away. You’ll need your ID to hand, so double-check here to make sure it’s okay to use.

Download our app to start. £10 monthly fee

Budgeting in 30 seconds

No need for spreadsheets! See how simple budgeting can be, leaving you with more time to spend on the important things in life.

Your current account in your pocket

Don't be in the dark about your money. Download the thinkmoney app for iOS and Android and take your current account with you wherever you go.

Your current account in your pocket

Don't be in the dark about your money. Download the thinkmoney app for iOS and Android and take your current account with you wherever you go.

Stay in control of your money with the thinkmoney banking app

Not on your phone? We'll text you a link.

Enter a UK mobile number and we'll send you a text message with a link to download and install the thinkmoney app.

Find out more about our mobile apps on the App Store or Google Play:

More Information

We use necessary cookies and similar technologies to make our website work, as well as optional cookies to improve your experience through analytics, and also for marketing on this and other sites or platforms. You can read more or update your preferences any time by visiting our cookie policy and privacy policy.