No need to choose between convenient online services and a local branch. The thinkmoney current account gives you both.
There’s a Post Office near you
Withdraw up to £1,000 a day
Some are open later than you think
Open your account and get access to over 11,000 Post Offices to pay in money.
What can I do at the Post Office?
Pay in cash
Take your debit card and cash to any branch of the Post Office. Hand your money to the cashier, enter your PIN, and the money will be in your account immediately.
Pay in cheques
Ask the cashier for a thinkmoney paying in envelope. Write your name, your phone number, your account number and sort code on the envelope.
Withdraw anything from a penny up to £1,000 a day. You’ll need to take the money out over two transactions if you want to take out more than £500 a day.
Why should I open an account?
Help with budgeting
Get your income paid into your account, we’ll hold money for your bills aside, then the rest is available to spend on your debit card.
No surprise fees
Budgeting is easier when you know exactly how much you pay each month. So, we charge one monthly fee and nothing extra for missed payments.
Build your credit score
73% of our customers improved their credit score by paying all their bills on time with help from their thinkmoney Current Account.*
*Based on a sample of customers who held an account for 12 months and previously had limited credit history or substantial credit use. £10 monthly fee
The Post Office is your local branch
As a thinkmoney Current Account holder, you can pay in cash and cheques at 11,500 Post Offices around the country. That's more branches than all the banks added together.
Put your postcode into the Post Office branch finder to find your nearest one.
Help paying in cash and cheques
Can I post you cash and cheques?
You can pay in cheques by post too. Write your account number and sort code on the back of the cheque and post it to us at Think Money Ltd, PO BOX 255, Rotherham S98 1QR.
How long does it take for cheques to clear?
Cheques take four working days to clear, starting from the working day after you pay it in. Once the cheque appears on your account it will clear by 23:59 the following day.