How can the thinkmoney credit facility improve my credit rating?

We will report to the credit reference agencies if you have a credit facility on your account. We’ll also report how you manage your repayments on this – so if you pay back on time or miss any payments.

If you’re managing your credit facility repayments responsibly, this can help to improve your credit rating. Just keep in mind that if you miss credit repayments, this can damage your credit score.

If you’re struggling with your thinkmoney credit facility repayments, we’re here to help. Just get in touch with us and let us know you’re having difficulties and we’ll do everything we can to help.

Late repayments can cause you serious money problems. For help, go to

Find the loan to suit your financial picture

Our loan marketplace is now available in the thinkmoney app.

Borrow £100 for a spot of DIY, or enough money to buy your dream car. Best of all, you can compare what’s on offer without worrying about it affecting your credit score.

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