What happens if I don’t pay back my thinkmoney credit facility on time?

If you’re struggling with your thinkmoney credit facility repayments, or you're unable to repay it on the date set, we’re here to help. Just get in touch with us and let us know you’re having difficulties and we’ll do everything we can to help.

If you fail to make a payment we will continue to charge the daily interest amount for a maximum of 30 days. The outstanding balance, including interest, will still be owed by yourself and failure to make payments may affect your ability to borrow further credit.

Missing repayments can damage your credit rating – that’s why you should get in touch with as soon as you can.

Late repayments can cause you serious money problems. For help, go to


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