News Article

Can you use your thinkmoney card abroad?

Published 10 June 2016 by

You’re going to want to make sure you have a good time on your summer holiday – especially if you’ve been saving up all year to afford it.

Whether you plan on eating out every night or enjoying a few day trips while you’re there, you want to be sure you can access your money easily. If you’re a thinkmoney customer, we explain whether you’ll be able to use your thinkmoney card to access your account while you’re abroad.

Will I be able to use my thinkmoney card abroad?

You will be able to use your thinkmoney Prepaid Debit MasterCard® while you’re abroad. You can use this to pay or withdraw cash anywhere you see the MasterCard acceptance mark – in shops, restaurants and ATMs.

Keep in mind though, you’ll have to pay a 2% fee for any transactions you make on your card. This applies whether you’re paying for something or withdrawing cash. If you’d rather avoid this small charge, you could consider the thinkmoney Prepaid Travel MasterCard®.

With the thinkmoney Prepaid Travel MasterCard, you’ll be able to load your spending money onto it before you go. There will be no charges for making purchases or getting cash out (excluding cash machine charges) and you’ll be able to stay on top of your budget while on holiday.

You can read more about the thinkmoney Prepaid Travel MasterCard here.

What about cash?

Most travel experts recommend that you take a mix of cash (sterling and foreign currency) and card with you when you head abroad to give you more options to pay with.

Heading on holiday soon? You can now exchange your cash into a new currency through thinkmoney. We offer competitive exchange rates – in comparison to the airport or the high street – and you’ll receive your cash the next working day if you order before 3pm. You can find out more here.

How can I stay safe?

No matter whether you take cash or card, you’re going to want to make sure you keep your money safe while abroad.

You should never carry all of your cash on you at once and remain vigilant when withdrawing money. A popular scam sees fraudsters tamper with a cash machine to enable them to steal the bank details of ATM users – find out how to avoid this here.

It’s unlikely your card will be lost or stolen, but you still need to be prepared. Let us know straightaway if your thinkmoney card is lost or stolen. You can call our international phone number 0044 161 779 5000 to report it or do so online through Online Account Management.

One last thing – don’t forget to let us know that you’re heading abroad. This will help us monitor your overseas purchases and make sure that you’re the one making them. You don’t have to ring up to let us know, simply text ‘Change – going to XX from dd/mm to dd/mm’ to 81122 or 07786 200077.

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