Do the basic bank accounts you've looked at come with a debit card?

The thinkmoney Current Account does. It’s the smart alternative to basic bank accounts and comes with a thinkmoney Prepaid Debit Mastercard®.

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All for a flat monthly fee of £17.50*

Use it on the High Street and online

Your thinkmoney Prepaid Debit Mastercard is accepted wherever you see Mastercard Acceptance Mark

UK-based call centres

Speak to friendly and expert staff at our UK-based call centre

PIN by text

Your new PIN can be sent to your mobile within minutes to get you up-and-running

"I can only ever spend money that is spare - bills are always paid and I don't have to worry about anything."

So how does a Prepaid Debit Mastercard work?

In exactly the same way as a ‘normal’ debit card, but with one major difference – the card is not linked to your bank account.

The money available on your prepaid debit card is just that, prepaid. Once the money for your bills has been put aside, your money manager will load what’s left onto your prepaid debit card.

Now all you need to do is decide how to spend it.

It’s as simple as that!

No unexpected charges – no overdraft fees

The money that you have to spend is loaded onto your thinkmoney Prepaid Debit Mastercard.

Use it to buy in stores or online – just look for the Mastercard Acceptance Mark.

You don’t need to worry about unexpected charges or fees, as you can’t go overdrawn.

All this and more, for one flat monthly fee.

UK-based call centres

We won't charge you for ATM withdrawals

No more unexpected bank charges

No more bounced Direct Debit or Standing Order fees

A thinkmoney Prepaid Debit Mastercard

Manage your account 24/7 by phone, text or online

Budgeting help from a Money Manager every month

Always speak to a real person who can help you with what you need

A simple monthly management fee of £17.50 or £24.50 for joint accounts

Based on reviews - 94% of customers who left a thinkmoney review recommend us with an average rating of 4.7 out of 5 from 11242 reviews left by thinkmoney customers (as of Feb, 2017)

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*£24.50 a month for joint accounts

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