What does the monthly fee cover?

A clear, simple bank account monthly fee so you know exactly where you stand.

What does the monthly fee cover?

A clear, simple bank account monthly fee so you know exactly where you stand.

Did you know?

You can face hidden and unexpected bank account fees and charges from other current account providers.

42% of UK bank account holders have paid penalty charges in the past...

Of those charged in the last 12 months, the average person has incurred three charges per month...

Missing three payments in a month could cost anywhere between £45 and £75 with other accounts.

What’s included?

Our account is packed with features to help you stay in control for one simple bank account monthly fee of £10 or £15 a month for joint accounts.

  • A UK current account
  • No fees for us refusing a payment due to lack of funds.
  • iPhone and Android app
  • Manage your account online
  • Set up Direct Debits and regular payments
  • Make faster payments between banks
  • Make a cash withdrawal in pounds in the UK.
  • Pay in at over 11,000 Post Offices®
  • UK based Money Managers on the phone
  • Free text alerts

£10 monthly fee

No unexpected bank account fees

The thinkmoney Current Account offers you control of your money. The bank account monthly fee of £10 will cover the day-to-day running and management of your account. And we won't charge you anything extra for us refusing a payment due to lack of funds.

Money Managers to help you budget

They’ll help you budget for your monthly bills and answer any questions you have. Oh, and they’re UK based.

Control your day-to-day spending

We set aside the money you need for your bills, and the rest goes on your debit card, so you know exactly what’s yours to spend.

Help boost your credit rating

Our account helps you to never miss a bill, which could improve your credit rating. A better credit rating means better deals if you borrow money in the future.

Hassle-free switching

Our Current Account Switch Service makes switching to us easy and stress-free.

Take your payments with you

There’s no need to update your details for all of your payments. We’ll move all your regular incoming and outgoing payments to your new account and close your old one.

Don’t worry about payments made to your old account

We’ll transfer your balance and redirect payments made to your old account to your new account for at least 36 months when you set up a bank account online with thinkmoney.

We’ll cover the costs of any problems

Under the Current Account Switch Guarantee, we’ll refund any interest, charges and other bank account fees if something goes wrong with your switch.

More Information

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