Choosing the right joint bank account means finding something you’re both happy with; which is why it’s worth taking a good look at a joint thinkmoney Personal Account.Apply Online
Speak to friendly and expert staff at our UK-based call centre
Plus a team of Money Managers to help you budget
Stay in control online & by phone and get text alerts too
Help with budgeting - at the start of the month, we'll put the money you need to cover the bills you’ve told us about safely to one side. Then you can spend the rest knowing your most important commitments have been taken care of.
No more overdraft fees or unexpected charges – Did you know that 40% of the UK bank account holders paid penalty charges in the last year.
On average they were charged 3 times each.
With thinkmoney you’ll pay a flat monthly fee for a joint person account.
Personal service from a Money Manager - if either of you ever have any questions about your joint thinkmoney Personal Account, or anything else to do with your finances, one of our expert Money Managers will come up with the answer.
Your own thinkmoney Debit MasterCard - you'll both receive your own thinkmoney Prepaid Debit MasterCard®, which can be used for shopping on the High Street or online, getting cashback and withdrawing money at ATMs where you see the MasterCard Acceptance Mark.
To make life easier, and make managing your money more convenient, you can
Unlike most current accounts on the High Street, we don't carry out a credit check.
So you can apply for our account if you have debt problems like a CCJ, an IVA - or even bankruptcy.
We just ask that you are aged 18 or over and resident in the UK to apply.
UK-based call centres
We won't charge you for ATM withdrawals
No more unexpected bank charges
No more bounced Direct Debit or Standing Order fees
A thinkmoney Prepaid Debit MasterCard
Manage your account 24/7 by phone, text or online
Budgeting help from a Money Manager every month
Always speak to a real person who can help you with what you need
A simple monthly management fee of £17.50 or £24.50 for joint accounts
Switching service We offer a paper based account switching service. Find out more about it here.
Based on Feefo.com reviews - 94% of customers who left a thinkmoney review recommend us with an average rating of 4.7 out of 5 from 10310 reviews left by thinkmoney customers (as of Feb, 2017)
*£17.50 a month for single accounts
MONTHLY MANAGEMENT FEE PAYABLE. ONLY AVAILABLE TO UK RESIDENTS AGED 18 OR OVER FOR PERSONAL USE. PROOF OF IDENTITY WILL BE REQUIRED.
CALLS MAY BE RECORDED FOR TRAINING AND MONITORING. CALLS TO 0161 NUMBERS ARE TYPICALLY CHARGED UP TO 9P PER MINUTE FOR LANDLINES, PLUS ANY CALL SET-UP FEE, AND BETWEEN 3P AND 40P PER MINUTE FOR MOBILES. DATA CHARGES FROM YOUR MOBILE SERVICE PROVIDER MAY APPLY BUT YOU SHOULD CHECK WITH YOUR NETWORK PROVIDER FOR FULL DETAILS OF YOUR SERVICE.
Registered office: Think Park, Mosley Road, Trafford Park, Manchester M17 1FQ. Company registration No. 5530040. Registered in England and Wales. Four star accreditation from the Fairbanking Foundation for the thinkmoney Personal Account.Calls may be recorded for training and monitoring. Calls to 0161 numbers are typically charged up to 9p per minute for landlines, plus any call set-up fee, and between 3p and 40p per minute for mobiles. But you should check with your network provider for full details of your service.
Think Money Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011, register reference 900033, for the issuing of electronic money and the provision of payment services. Think Money Limited is authorised and regulated by the Financial Conduct Authority for its consumer credit and insurance and mortgage mediation activities (Firm Ref No 685963 register.fca.org.uk/)
The thinkmoney Prepaid Debit MasterCard® is issued by R. Raphael and Sons plc, pursuant to a license from MasterCard International Incorporated. MasterCard and the MasterCard brand mark are registered trademarks of MasterCard International Incorporated. R. Raphael & Sons plc is a UK bank authorised by the Prudential Regulatory Authority and regulated by the Financial Conduct Authority and the Prudential Regulatory Authority (registration number 161302) and is permitted to issue e-money. Head office and registered office at 19-21 Shaftesbury Ave, London W1D 7ED, company registration number 01288938.