What to look for in a joint bank account…

Choosing the right joint bank account means finding something you’re both happy with; which is why it’s worth taking a good look at a joint thinkmoney Managed Current Account.

Apply Online
All for a flat monthly fee of £24.50*

UK-based call centre

Speak to friendly and expert staff at our UK-based call centre

No overdraft fees. No unexpected charges

Plus a team of Money Managers to help you budget

Go online to manage your account

Stay in control online & by phone and get text alerts too

"I can only ever spend money that is spare - bills are always paid and I don't have to worry about anything."

What you'll get with your joint thinkmoney Managed Current Account

Help with budgeting - at the start of the month, we'll put the money you need to cover the bills you’ve told us about safely to one side. Then you can spend the rest knowing your most important commitments have been taken care of.

No more overdraft fees or unexpected charges – did you know that 40% of the UK bank account holders paid penalty charges in the last year.

On average they were charged 3 times each.

With thinkmoney you’ll pay a flat monthly fee for a joint account.

Personal service from a Money Manager - if either of you ever have any questions about your joint thinkmoney Managed Current Account, or anything else to do with your finances, one of our expert Money Managers will come up with the answer.

Your own thinkmoney Debit Mastercard - you'll both receive your own thinkmoney Prepaid Debit Mastercard®, which can be used for shopping on the High Street or online, getting cashback and withdrawing money at ATMs where you see the Mastercard Acceptance Mark.

Your joint thinkmoney Managed Current Account online

To make life easier, and make managing your money more convenient, you can

  • Amend regular payments
  • Make a one-off payment
  • Check recent transactions
  • Keep an eye on account balances
  • View regular incomes, standing orders and Direct Debits

A current account alternative with no credit check

Unlike most current accounts on the High Street, we don't carry out a credit check.

So you can apply for our account if you have debt problems like a CCJ, an IVA - or even bankruptcy.

We just ask that you are aged 18 or over and resident in the UK to apply.

All this and more, for one flat monthly fee.

UK-based call centres

We won't charge you for ATM withdrawals

No more unexpected bank charges

No more bounced Direct Debit or Standing Order fees

A thinkmoney Prepaid Debit Mastercard

Manage your account 24/7 by phone, text or online

Budgeting help from a Money Manager every month

Always speak to a real person who can help you with what you need

A simple monthly management fee of £17.50 or £24.50 for joint accounts

Switching service We offer a paper based account switching service. Find out more about it here.

Based on Feefo.com reviews - 94% of customers who left a thinkmoney review recommend us with an average rating of 4.7 out of 5 from 10417 reviews left by thinkmoney customers (as of Feb, 2017)

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*£17.50 a month for single accounts

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