Understanding your statement

Understanding your statement

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A guide to common merchant names and codes you might find on your statement, and how to recognise something that doesn't look right.

Merchant Names

Many retailers use a different name on statements to the name they trade as, which can be confusing when checking transactions.

Here is a list for you to check next time you spot a transaction you do not recognise:

The name you might see on your statementType of business and other names they use
118118 BeautyA beauty club subscription service providing discounts on treatments
121money.comA credit broker that charges a fee for its services
247 MoneyboxAn online lender providing cash advances for short-term money needs
A2Z LoansA credit broker that charges a fee for its services
AD.Bone-Fish.ComAn online dating service
ADMIRAL.COMA car insurance provider
Adrian Flux InsuranceA specialist motor vehicle insurance provider
agelessapothecary.comA beauty and supplements subscription service
AlcudaBillA billing service used by a number of online dating sites
All About PrizesAn online discount membership scheme
AllpayA payment service used by a number of public and private sector organisations, including councils and housing associations
Amazon Digital SVCSA digital download from Amazon
Amazon PrimeAn annual subscription service offered by Amazon (often presented as means for discounted delivery during checkout)
ApplegreenFuel and service stations
ArcadiaThe holding company name for fashion brands including Burton, Dorothy Perkins, Evans, Miss Selfridge, Topman, Topshop, Wallis, BHS and Outfit
ARCHIVES.COMAn online subscription service for tracing family histories
Ariste Holding LtdCash Genie, a payday lender
Ask ZingaPenny auction site that charges following a free trial
ATLASCHOICE.COMA car rental comparison site. Company ceased trading in January 2017
Audible.co.ukAn audiobook subscription service owned by Amazon
AVG Internet SecurityAn anti-virus and internet safety software product
B365 InternetA betting company trading as 'BET 365'
BadooAn online dating service that charges for premium features
BetfairAn online betting company
BetfredA betting company
BFL (Paysafe)A lottery syndicate trading as 'Big Fat Lotto'
Big Savings ClubAn online discount membership scheme
bilablau.comAn online department store
Camelot GroupOperators of the UK National Lottery
CapitaA payment service used by a number of public and private sector organisations, including for TV licenses
Cash 4 u NowAn online lender providing cash advances for short-term money needs
Cash LocatorAn online credit broker that charges a fee for finding loans
CassavaAn online betting and gaming website
Castle Finance DirectAn online credit broker that charges a fee for finding loans
CHBA child benefit payment
ChequelessThe Money Shop, a payday lender
CI LtdA betting company trading as 'Coral'
Completesave.co.ukAn online discount membership scheme
Credit AngelAn online service for accessing your credit report
Credit CleanerAn online service for accessing your credit report
Credit ExpertExperian – one of the UK's leading credit reporting companies
Credit Reports MatterAn online service for accessing your credit report
Creditconfidential.comAn online service for accessing your credit report
CreditHubAn online service for accessing your credit report
CreditPerfectAn online service for accessing your credit report
Domestic & GeneralProvide warranties for domestic appliances
ECOMMWEBHOST.COMA website creation and hosting company
EEA telecomms company. Brands include EE, Orange and T-Mobile
Epoch.comA billing service used by a number of online dating and adult entertainment websites
Equifax LtdA UK credit reporting company
ExpediaAn online travel booking company that owns several international travel brands including Hotels.com, Trivago, Hotwire, Egencia, Venere,Travelocity, Orbitz and HomeAway
ExperianAn online service for accessing your credit report
GB DiscountsAn online discount membership scheme
GI LtdA betting company with brands such as Coral and Gala Bingo
Giffgaff.ComA mobile phone network (owned by O2)
Global PersonalsAn online dating service which owns several brands including 'Dating Republic' and 'Singles 365'
Goldex InvA holding company that owns the Costa Coffee franchise in a number of counties in the south-east
GOOGLE PLAYA digital download from the Google Play store
GrattanAn online retailer of fashion, home and garden products
Haven HolidaysA family holiday park operator
Hertz LtdA car and van hire company
Home BargainsA discount retailer
Home Retail GroupA home and general merchandise retailer. Brands include Argos and Homebase
HomeLetA tenant referencing and specialist letting insurance company
HOMESERVE MEMBERSHIPA home emergency cover provider
Hutchison 3G UKA mobile phone network trading as 'Three Mobile'
Ideal Shopping DirectAn online shopping channel
Indesit.co.ukSupplier of home appliances and white goods
iTunesA digital download from Apple iTunes
Juice PlusA dietary supplements company
Just EatAn online food order and delivery service which acts as an intermediary between take-out food outlets and customers
KingfisherA company group name for B&Q and Screwfix
KnowhowA technology support service provided by Currys PC World
LAITHWAITES WINEA subscription service for wine deliveries
LBKA betting company trading as 'Ladbrokes'
Lending StreamAn online lender
LeOr SkincareA beauty product subscription service
Let's Go RewardsAn online discount membership scheme
LittlewoodsAn online department store (providing repayment schemes on purchases)
Live CareerA CV support service with premium features
Loan MarketingA credit broker that charges a fee for its services
Loan RocketA credit broker that charges a fee for its services
Loan SpotterA credit broker that charges a fee for its services
LOVEFiLM By PostA DVD rental service owned by Amazon
LowcostholidaysA holiday company which has ceased trading
Lowell GroupDebt recovery service predominantly for businesses
MadBid.ComAn online auction site
Magnum PayA payment service used by health supplement businesses.
Magnum Pay2Z LoansA credit broker that charges a fee for its services
Match.comAn online dating service
MBNAA credit card provider
McAfeeProvides anti-virus and internet safety software
MCAFEE INTEL SECURITYA virus and internet security protection product
MICROSOFT OFFICEA suite of applications, servers and services developed by Microsoft including Microsoft Word, Microsoft Excel and Microsoft PowerPoint
MICROSOFT XBOXLIVEA purchase made through a Microsoft Xbox account
MIGHTY DEALSA website providing regular discounts on various products and services
Mobile FinderA mobile phone network broker that charges a fee for its services
MoneyPlus GroupOwners of Clear View Finance, a UK debt solution company
Mr LenderAn online lender trading as 'PDL Finance Limited'
My Credit TrackerAn online service for accessing your credit report
Nakedwines.comA subscription service for wine deliveries
NetflixAn online streaming service for TV programmes and movies that charges a monthly fee
New DayProviders of credit and store cards for brands including Debenhams, House of Fraser, Laura Ashley, Wallis, Burton, Dorothy Perkins, Evans, Harvey Nichols, Miss Selfridge, Outfit, Topshop and Topman
NortonAn anti-virus and security software product distributed by Symantec Corporation.
NOWTV.COMAn online subscription service for streaming TV programmes and films
NutrajumpAn online retailer of health and beauty products
NW Card ServicesNatWest (Credit Card)
NWBSNationwide Building Society
OUTDOOR EXPERIENCE TEIAn outdoor clothing and equipment retailer
Paddy PowerAn online betting website
Payday ExpressInstant Cash Loans Ltd - an online lender providing cash advances for short-term money needs
Payday UKInstant Cash Loans Ltd - an online lender providing cash advances for short-term money needs
PayPalAn online payments system used by many eCommerce websites as well as sellers operating on eBay. Sometimes a small payment is made to/from your account as part of the registration process.
Payref.infoA billing service used by a number of online dating sites
PLENTYOFFISHAn online dating service
Pounds to PocketAn online lender providing cash advances for short-term money needs
Premium CreditA loan provider
Product Support AGAn after-care service for products purchased from Currys PC World
Quick Credit ScoreOnline membership that provides access to your credit information for a monthly fee
Quick QuidAn online lender providing cash advances for short-term money needs
RACA roadside assistance service also offering car insurance products
Rewards NowAn online discount membership scheme
Scarlett ServicesA PPI claim company which has ceased trading
ShopperdiscAn online discount membership scheme
Sony Ent NetworkA purchase made through a Playstation account
SpotifyMusic streaming website that charges a monthly fee
SunnyAn online lender (charges interest daily)
TfLTransport for London - London Underground / Buses & Oyster card top-ups
TicketMasterProviders of tickets for theatre, concerts, sports events and more
UK CreditAn online lender (charges interest daily)
Venntro Media GroupAn online dating service
ViagogoAn online marketplace for buying and selling tickets to live events
Virgin WinesA subscription service for wine deliveries
Wage Day AdvanceAn online lender providing cash advances for short-term money needs
Weight Watchers UK LtdA subscription service for weight loss
WHO InternetWilliam Hill Online Betting
WLY*COMPLETESAVE.CO.UKAn online discount membership scheme trading as 'Complete Savings'
WLY*MYTIMEREWARDSWL.UKAn online discount membership scheme trading as 'My Time Rewards'
WongaProviders of short-term online loans to individuals and business
WongaAn online lender providing cash advances for short-term money needs
WWW.DCDIGITALTV.COAn online electrical goods retailer
WWW.NORTHDEVONTHEATRE. INTERNETA holding company for several local theatres which has ceased trading
Xbox LiveA purchase made through an Xbox account
ZooskAn online dating service