What should you do if you fall behind on mortgage payments?

 Falling behind on mortgage payments is not as uncommon as you might think. In fact, the latest figures reveal that around 87,000 homeowner mortgages are currently in arrears. So, if you’re struggling with keeping up with repayments, there's definitely other people in the same boat as you.  

This guide explains what usually happens if you miss payments, what your lender is expected to do, and the steps you can take to get back on track.