How do I activate my card?

You need to activate your card before you use it. To activate your thinkmoney debit card, either:

  • Log in to the thinkmoney app or online banking and follow the instructions
  • Text CARD followed by the last four digits of the long number on the front of your card to 81122 or 07786 200 077
  • Or call our automated phone service on 0161 779 5000 and follow the instructions. We'll include instructions and everything else you need to know in the accompanying letter.

How do I activate my thinkmoney Credit Card?

To activate your thinkmoney credit card visit or download the Capital One mobile app. To activate your credit card by phone, call us on 0800 952 5315. We’re open 7.30am-9pm Monday to Friday and 8.30am-5pm Saturday.