One monthly fee so you know exactly where you stand
Unlike other banks who charge you for bounced Direct Debits and late payments, we never do at thinkmoney.
Our Managed Current Account is simple, just a monthly management fee of £17.50 or £24.50 for joint accounts.
42% of UK bank account holders have paid penalty charges in the past...
Of those charged in the last 12 months, the average person has incurred three charges per month...
Missing three payments in a month could cost anywhere between £45 and £75 with other accounts.
UK-based call centres
We won't charge you for ATM withdrawals in the UK
No more unexpected bank charges
No more bounced Direct Debit or standing order fees
A thinkmoney Prepaid Debit Mastercard®
Manage your account 24/7 by phone, text or online
Budgeting help from a Money Manager every month
Always speak to a real person who can help you with what you need
A simple monthly management fee of £17.50 a month or £24.50 for joint accounts
Switching service We offer a paper based account switching service. Find out more about it here.
No surprise charges
You'll never pay fees for missed or late payments - just one simple monthly fee to run your account.
Personal Money Managers
Making sure your bills are paid on time and helping you plan ahead. And if it looks like you're going to have a money problem, we’ll help you fix it.Find out more
Your own thinkmoney Prepaid Debit Mastercard®
Your bills are taken care of – so you'll know exactly how much you can afford to spend using your thinkmoney Prepaid Debit Mastercard®.Find out more
MONTHLY MANAGEMENT FEE PAYABLE. ONLY AVAILABLE TO UK RESIDENTS AGED 18 OR OVER FOR PERSONAL USE. PROOF OF IDENTITY WILL BE REQUIRED.
Calls may be recorded for training and quality purposes. Calls to 0161 numbers from mobiles and landlines are charged at local rate. Please check with your network provider for details on your call package.
Think Money Limited. Registered Office: Think Park, Mosley Road, Trafford Park, Manchester, M17 1FQ. Company Registration No. 5530040. Registered in England and Wales. Four star accreditation from the Fairbanking Foundation for the thinkmoney Managed Current Account.
Think Money Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Register No. 900033) for the issuance of electronic money and provision of payment services. Think Money Limited is authorised and regulated by the Financial Conduct Authority for its consumer credit and insurance and mortgages mediation activities (Firm Reference No. 685963 register.fca.org.uk/)
The thinkmoney Prepaid Debit Mastercard® is issued by Think Money Limited pursuant to licence by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.