What does it cost?

One monthly fee so you know exactly where you stand

Unlike other banks who charge you for bounced Direct Debits and late payments, we never do at thinkmoney.

Our Managed Current Account is simple, just a monthly management fee of £17.50 or £24.50 for joint accounts. 

Did you know?


42% of UK bank account holders have paid penalty charges in the past...


Of those charged in the last 12 months, the average person has incurred three charges per month...


Missing three payments in a month could cost anywhere between £45 and £75 with other accounts.

All this and more, for one flat monthly fee.

UK-based call centres

We won't charge you for ATM withdrawals in the UK

No more unexpected bank charges

No more bounced Direct Debit or standing order fees

A thinkmoney Prepaid Debit Mastercard®

Manage your account 24/7 by phone, text or online

Budgeting help from a Money Manager every month

Always speak to a real person who can help you with what you need

A simple monthly management fee of £17.50 a month or £24.50 for joint accounts

Switching service We offer a paper based account switching service. Find out more about it here.

What do you get with your account?

Legal Information