Can I pay in cheques at the Post Office?

Yes, you can pay in cheques at any Post Office® branch. There are over 11,000 locations across the UK, so there should be one that’s convenient for you.

Just take your cheque to the cashier and ask for a yellow thinkmoney paying in envelope. You shouldn't use the blue and white RBS envelopes available at the Post Office as this will add extra time for your cheque to clear. 

If your local Post Office doesn't have any yellow thinkmoney envelopes available, we will send you some. Just mention this to a Money Manager next time you call.

On the outside of the envelope, you’ll need to write:

  • Your full name
  • Your phone number
  • Your account number
  • Your sort code

Put the cheque into the envelope and hand it back to the cashier for paying in. You’ll get a receipt for the envelope.

The money can take up to 7 working days to clear, starting from the working day after you deposit the cheque. However, in most cases it'll clear in 5 working days. 

Based on your average working week (i.e. no Bank Holidays), your money should clear according to the following table. 

Today

Credit Account

Clearance Date

Monday

Tuesday

Monday

Tuesday

Wednesday

Tuesday

Wednesday

Thursday

Wednesday

Thursday

Friday

Thursday

Friday

Monday

Friday

If an international cheque is paid, the timescales for it being credited to your account are dependent on the payer’s bank. The funds should be available to use within 60-90 days.

This applies whether it’s a cheque paid in in another currency or paid in in Pounds from a bank abroad.

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