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Can I pay in cash or cheques at the Post Office®?

You can pay in cash at any branch of the Post Office®. You’ll just need to take your card with you and the cash will be paid in instantly.

How much can I pay in?

The maximum amount that you can deposit at a branch of the Post Office® is £20,000 per calendar day. 

However, at some smaller Post Office® branches, the maximum amount that you can deposit is £1,000.  You can check where your local Post Office® branch is and their contact details online using the Post Office® Branch Finder at www.postoffice.co.uk/branch-finder.

If you’ve lost your card or it’s been stolen, you can use our barcode generator to pay in at the Post Office®. The money will be in your account the next day. Find out more about our barcode generator service here.

What about cheques?

To pay in cheques, you can also just pop into any Post Office® branch. There are over 11,000 locations across the UK, so there should be one that’s convenient for you.

Just take your cheque to the cashier and ask for a yellow thinkmoney paying in envelope. You shouldn't use the blue and white RBS envelopes available at the Post Office as this will add extra time for your cheque to clear. 

If your local Post Office doesn't have any yellow thinkmoney envelopes available, give us a call and we will send you some.

On the outside of the envelope, you’ll need to write:

  • Your full name
  • Your phone number
  • Your account number
  • Your sort code

Put the cheque into the envelope and hand it back to the cashier for paying in.  You’ll get a receipt for the envelope. The money can take up to 4 working days to clear, starting from the working day after you deposit the cheque. However, in most cases it will clear by 23:59 the next working day

Based on your average working week (i.e. no Bank Holidays), your money should clear according to the following table. 

Today

Credit Account

Clearance Date

Monday

Tuesday

Friday

Tuesday

Wednesday

Monday

Wednesday

Thursday

Tuesday

Thursday

Friday

Wednesday

Friday

Monday

Thursday

Can I post you a cheque?

Yes, you can post a cheque to us at:

Think Money Ltd

PO BOX 255,

Rotherham

S98 1QR

From the date the PO box receives the cheque, it will take up to 4 working days for the funds to clear and be available in your account. However, in most cases it will clear by 23:59 the next working day.

Before you pay in your cheque...

Make sure it gets accepted first time by checking that it meets these guidelines. 

  • Cheques should be addressed to the exact name showing on your current account (e.g. John Brian Smith, Sarah Jones).
  • Full names should be used and not replaced with initials (e.g. ‘Mr J Smith’ would not be acceptable, the cheque would need to state ‘Mr John Smith’).
  • Joint cheques must be paid into a joint account (with the exact names matching the current account).
  • Cheques should be signed by the person writing it.
  • The date showing on the cheque must not be a future date.
  • International cheques cannot be cashed at the Post Office. Please send them directly to us to cash on your behalf.

If your cheque doesn't meet these guidelines, we recommend that you speak to the cheque issuer and arrange for a replacement cheque.

More information about cheques is available on the Cheque and Credit Clearing Company website.

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